Ketentuan Penggunaan

1. Umum

1.1 These Terms constitute a legally binding agreement between you ("User", "you") and Zamrud Hartanika ("Operator", "we"), the owner and operator of the Website located at https://zamrudhartanika.com.

1.2 This Website operates as an information and marketing platform that connects Users with third-party trading service providers ("Advertisers"). The Operator does not directly provide financial, investment, or trading services.

1.3 The Operator reserves the right to modify these Terms at any time. Continued use of the Website after any changes constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.

1.4 For any questions regarding these Terms, contact us at: support@zamrudhartanika.com

2. Kelayakan

2.1 By using this Website, you confirm that you are at least 18 years old, or the legal age of majority in your jurisdiction, whichever is higher.

2.2 You represent that you are legally permitted to access and use this Website under the laws of your country of residence.

2.3 The Website may be unavailable or legally inaccessible in certain jurisdictions. You are solely responsible for ensuring that your use of the Website complies with all applicable local laws and regulations.

2.4 The Operator may restrict access to the Website in specific regions at its sole discretion, including where required by applicable law or regulatory guidelines.

3. Sifat Situs Web

3.1 This Website functions solely as a digital marketing and information platform. It allows Users to submit inquiries and express interest in services offered by third-party Advertisers.

3.2 The Operator acts solely as an intermediary, providing the infrastructure that connects Users with Advertisers. The Operator does not sell, provide, or deliver any financial, investment, or trading services directly.

3.3 Any service, agreement, or transaction arising from a User's dealings with an Advertiser is governed entirely by that Advertiser's own terms and conditions. The Operator bears no responsibility for such services or agreements.

3.4 Situs Web ini bukan merupakan platform finansial, pialang, bursa, atau penasihat investasi. Tidak ada konten di Situs Web ini yang boleh ditafsirkan sebagai ajakan atau penawaran untuk membeli atau menjual instrumen finansial apa pun.

4. Bukan Nasihat Keuangan

4.1 All content published on the Website is provided for informational and promotional purposes only. It does not constitute financial, investment, legal, or tax advice of any kind.

4.2 The Operator makes no representation or warranty regarding the accuracy, completeness, timeliness, or reliability of any information published on this Website.

4.3 Setiap hasil kinerja, testimoni, atau contoh yang ditampilkan di Situs Web ini mewakili kasus individual dan tidak menjamin hasil serupa bagi pengguna lain. Kinerja di masa lalu bukan indikasi hasil di masa mendatang.

4.4 Before making any financial decision, you should consult a licensed and qualified financial advisor who understands your personal circumstances.

5. Pendaftaran Akun

5.1 Certain features on this Website may require you to register an account by providing personal information, including your full name, email address, and phone number.

5.2 You agree to provide accurate, current, and complete information during registration, and to keep your account information up to date at all times.

5.3 You may hold only one active account. Creating more than one account is strictly prohibited and may result in the immediate suspension or permanent termination of all related accounts.

5.4 You are solely responsible for keeping your login credentials confidential. The Operator is not liable for any loss or damage arising from unauthorized access to your account caused by your failure to protect your credentials.

5.5 You must notify the Operator immediately upon becoming aware of any unauthorized use of your account.

6. Aktivitas yang Dilarang

6.2 Setiap pelanggaran terhadap larangan ini dapat mengakibatkan penangguhan atau penutupan akun Anda secara langsung, serta dapat menimbulkan tanggung jawab perdata maupun pidana bagi Anda.

7. Hak Kekayaan Intelektual

7.1 Seluruh konten, elemen desain, logo, merek dagang, perangkat lunak, dan kode dasar pada Situs Web merupakan kekayaan intelektual eksklusif milik Operator atau digunakan berdasarkan lisensi yang sah.

7.2 Users are granted a limited, non-exclusive, and non-transferable license to access and use the Website solely for personal, non-commercial purposes.

7.3 You may not copy, modify, distribute, sell, or otherwise exploit any content or materials from the Website for commercial purposes without the prior written consent of the Operator.

7.4 Unauthorized use of the Operator's intellectual property may result in legal action.

8. Layanan dan Tautan Pihak Ketiga

8.1 This Website may contain links to third-party websites, platforms, or services. Such links are provided solely for your convenience and do not constitute an endorsement or recommendation by the Operator.

8.2 The Operator has no control over and assumes no responsibility for the content, accuracy, privacy practices, or availability of any third party website or service.

8.3 Any interaction you have with third-party Advertisers, including any purchase, agreement, or service, is solely between you and the relevant Advertiser. The Operator is not a party to such arrangements.

8.4 The Website may use third-party software, analytics, and tracking tools. Occasional service interruptions or delays caused by such third-party providers are beyond the Operator's control.

9. Privasi dan Perlindungan Data

9.1 Your use of the Website is also subject to our Privacy Policy, which forms part of these Terms by reference. Please review our Privacy Policy at Kebijakan Privasi.

9.2 By submitting your personal data through the Website, you consent to its use as described in our Privacy Policy, including the sharing of your personal data with Advertisers to respond to your requests.

9.3 The Operator processes personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) where relevant.

9.4 If you believe your data has been misused, you must notify the Operator immediately at support@zamrudhartanika.com and cooperate fully with any subsequent investigation.

10. Pembatasan Tanggung Jawab

10.1 The Website and all of its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.

10.3 Nothing in these Terms and Conditions limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

11. Ganti Rugi

12. Hukum yang Berlaku dan Penyelesaian Sengketa

12.1 These Terms are governed by and construed in accordance with the laws of the jurisdiction in which the Operator is registered, without regard to its conflict of law provisions.

12.2 Setiap perselisihan yang timbul dari atau sehubungan dengan Ketentuan ini tunduk pada yurisdiksi eksklusif pengadilan yang berwenang di negara tempat Operator terdaftar.

12.3 Where required by applicable local law, disputes may also be resolved through the courts in the User's country of residence.

12.4 If any provision of these Terms and Conditions is held invalid or unenforceable, the remaining provisions shall continue in full force and effect and remain binding.

13. Lain-lain

13.1 These Terms, together with the Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and the Operator regarding your use of the Website.

13.2 Failure by the Operator to enforce any provision of these Terms and Conditions shall not be deemed a waiver of that provision or any other.

13.3 The Operator may transfer its rights and obligations under these Terms without your consent. You may not transfer your rights under these Terms without the Operator's prior written consent.

13.4 All electronic communications sent to the Operator are considered valid and legally binding correspondence.

13.5 These Terms are available in id and may be translated for informational purposes. In the event of any discrepancy between the English version and a translated version, the English version prevails.